"Helping Homeowners Select The Right Mortgage So That Their Pursuit Of "The American Dream of Homeownership" Don't Turn Into "Their Worst Nightmare"! 

Free "Mortgage Checkup" Services and FREE "Get A Grip On Your Money" Financial Coaching Session Awaits You!

Save Money On Your Mortgage – Beat Debt and Build Wealth!

With Mortgage and Money Coach Damon Carr

70% Of Americans Are Living Paycheck To Paycheck: source: "The Wall Street Journal"

Most Americans "SECRETLY WORRY" each and every paycheck about how they’re going to feed and clothe their family, keep the lights on, pay the credit cards, mortgage, and car note.

Save enough money for retirement and college? PLEASE!  I'm going let you in on a SECRET.

"This Money Driven World Is Set Up For Us To FAIL!

I have "Insider Information" That Will Stack The Deck In Your Favor

It’s not entirely "Your Fault"

Nobody has ever told you what you need to know about money. The truth of the matter is that this money driven world is set up for us to fail! It’s no coincidence that 70% of Americans are living paycheck to paycheck and that most retirees are BROKE. The "Powers that be" are hoping that you Ignore me and simply discard what I have to say as Trash because

I have "Insider Information" that will stack the deck in your favor.

I figure you’re smart enough to at least request my FREE "Mortgage Checkup".

I will personally review your mortgage to ensure it isn't TOXIC!

I will also look to see if there’s anyway that I can save you money. Could you use extra cash to pay bills or meet your family’s needs? I can help! In fact, you may qualify for a new program that can:

• Stop Your Mortgage Payment From Increasing
• Combine Your First And Second Mortgages
• Lower Your Monthly Payments
• Consolidate (Then Eliminate) Your Debt
• Access Cash (Equity) For Home Improvements or Other Financial Goals
• Lower Your Interest Rate

As a renowned financial columnist and mortgage and money coach, I have access to mortgage options and financial information that may not have been available to you in the past. Options you may not have heard before, which could SAVE YOU MONEY starting as soon as next week....even if your past or current CREDIT is "LESS THAN PERFECT".

Even if you’re self-employed, have late pays on your mortgage, auto or credit cards – I can still help! I have options for people with foreclosures, bankruptcy or tax liens in their history. You’ll find that….

I Make It SUPER-EASY To Refinance And Improve Your Financial Situation!

-Say "goodbye to unpredictable "adjustable rate mortgages – we’ll fix it

- Say "goodbye" to high –priced credit cards debt – we’ll consolidate (then eliminate) debt!

- Say "goodbye" to high mortgage payments – we’ll lower them!

- Say "hello" to financial freedom – we’ll give you a financial plan so that you can relax!

Call Now Toll Free 1-888-507-5626 for Your FREE "Mortgage Checkup"!

After I help you save money on your mortgage, you'll receive a FREE.... 

"Get A Grip ON Your Money" Financial Coaching Session!

Top 3 Reasons Why People Refinance Their Mortgage

Rate and/or Term refinance: Everyone could stand to save money. A reduction in interest rate and/or reduction in term can save you thousands of dollars in interest expenses over the life of the loan. A reduced interest rate will allow more of your mortgage payment to be applied to principal, saving you money on interest. When you reduce the term on your mortgage, you shorten the time you will have to make payments. For example, going from a 30-year mortgage to a 15-year mortgage. A reduced term will save both time and money and free up your money sooner so that you can pursue other goals. The ideal situation would be if you could reduce both the rate and the term on your mortgage. Rate and Term refinances also involve going from an adjustable rate mortgage to a fixed rate mortgage or going from a balloon note mortgage to a fixed rate mortgage.

Debt Consolidation refinance: It is so easy to get overextended with bills. In fact, most people are overextended. Life comes at you fast. A reduction in income, a medical emergency, a birth of a new child, a divorce, and/or a loss of a loved one without warning and without a plan can change your financial profile overnight. Millions of people who are faced with these challenges utilize the equity in their home to consolidate bills and lower their payments. A debt consolidation loan could give you some wiggle room in your budget. It is important to maintain discipline and close out the accounts that were consolidated so that you don’t create more debt by running up the balances. A good debt consolidation loan should include a plan to keep your spending under control, save for emergencies and to totally eliminate debt – otherwise you’re prone to find yourself in a similar financial jam later in life.

Home Improvement refinance: There is no place like YOUR HOME! Updating your home to suit your needs and your desires is what makes your home YOUR PALACE. Updates to your home can also increase the market value of it. Some updates that give you the biggest bang for your buck includes updated kitchen, updated bathroom, adding central air, additional bedrooms and/or bathrooms, adding a garage, adding a fireplace and/or expansion of square footage. Warning: Don’t over improve your home. The value of a house is derived from comparable sales within the neighborhood. There is a ceiling on how much your home will sale in a particular neighborhood no matter how much improvement you make to it. You may win bragging rights for having the best house on the street. However, when it’s time to sell your home, you may not get the price you believe it’s worth because the overall price in the community suggest a lower selling price.

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I'm excited about the opportunity to help YOU reach "Your Mortgage and  Financial Planning Goals!"

Licensed by the PA Department of Banking

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